Insurance & risk financing

Performance-informed risk solutions.

Eligible members may access insurance and risk-financing opportunities designed around verified management systems, quality data and proactive prevention.

Risk solutions follow evidence, eligibility and approved terms—not promises.

Our relationship with Choco Insurance

Choco Insurance is an independent commercial and operational partner to The Safe Builders Alliance. Choco is developing a dedicated ISO 45001 Insurance Captive as a Service pathway for eligible construction contractors that hold a current ISO 45001 certificate issued by an independent certification body. Choco also administers Alliance-approved economic-benefit programs and supports Alliance operations. The Alliance and Choco remain institutionally, legally and operationally separate.

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Qualified access

The program is in development. Insurance availability, captive participation and any related member benefit are not guaranteed and remain subject to eligibility, underwriting, feasibility, capitalization, governance, licensing, carrier and reinsurance participation, state availability, policy terms, separate written agreements, legal review and regulatory approval.

Independent roles

Where programs exist, licensed insurance entities provide insurance. Alliance governance and membership remain institutionally separate.

A future captive pathway

Any member-owned risk participation will depend on feasibility, actuarial validation, capitalization, governance, fronting, reinsurance and regulatory approval.

Next step

Start with verified membership.

Review eligibility ↗

The Safe Builders Alliance is an independent construction-industry community. It is not affiliated with, endorsed by or acting on behalf of the International Organization for Standardization. ISO develops international standards and does not certify organizations. Member certifications are issued by independent certification bodies.